And no matter which plan you choose, you can rest assured that we'll be there for you and your family when you need us most, protecting you from medical expenses that come your way. I am a policyholder of IFFCO Tokio’s Family Health Protector plan. This may be 1 year, 2 years, or 3 years depending on the option chosen. You can be covered under this policy if you are aged between 5 years and 60 years. for class A cities and 2.5% of sum insured for other cities, S.I of 3 Lacs and above : Covered up to actuals (depending on plan variant) S.I below 3 Lacs: Up to 2 % of S.I. If not approved, claim for reimbursement after discharge. Available for a policy term of one year, the policy is available with sum insured options ranging between Rs. / 2.5% of S.I (depending on the plan variant)s. S.I of 3 Lacs and above : Covered up to actuals (depending on plan variant) S.I below 3 Lacs: Up to 2.5% of S.I. Buy a complete health cover for your family. IFFCO Tokio is a reputable health insurance company in India. No documents from PAN Card to ID proof are needed to buy a health insurance policy from IFFCO Tokio. I wanted to avail the benefits of cashless mediclaim. Read More, The Policy pays lumpsum amount if the person gets diagnosed with COVID-19 READ MORE, Specialised indemnity product for the treatment of Covid-19 READ MORE, Our health insurance plans are designed to provide all-round protection from medical expenses. Once your request is approved, claim is settled. Your policy should be as individual as you are! Childbirth and lawful terminations are also considered as pre-existing conditions, therefore they have a waiting period before they are covered. The claim is payable when you are hospitalized for 48 hours. However, you must remember that our policy will allow you an insurance claim only if your treatment is done by a registered medical practitioner. Our medical insurance plans cover hospital bills and all the expenses you might encounter before and after hospitalization. These are medical conditions & healthcare expenses that are not included in the coverage of the policy. IFFCO Tokio health insurance policy has a lesser amount of waiting period for all the pre-existing diseases. Step 2: Enter policy details like the product, policy number, and your name. READ MORE, The smart way to protect yourself from financial risks. for class A cities and 2.0% of sum insured for other cities, S.I of 7 Lacs and above : Covered up to actuals S.I below 7 Lacs: Up to 3.0% of S.I. IFFCO Tokio Health Insurance Plans Company Overview. IFFCO Tokio General Insurance Company is committed to delivering you peace of mind through its various comprehensive health insurance solutions that can be purchased on an individual as well as a floater basis thereby covering many relationships. The policy pays you a lump sum amount on diagnosis of vector-borne diseases. READ MORE, Buy the right personal accident policy. Any injuries and medical expenses arising from such incidents are not covered by medical insurance. Add-ons help widen the coverage of your medical insurance policy. Claim Process at IFFCO Tokio Health Insurance… Cashless hospitalization: IFFCO Tokio has a wide network of cashless claim hospitals across the country where customers can benefit from direct health care services. Some of the common medical insurance exclusions include. S.I of 3 Lacs and above : Covered up to actuals (depending on plan variant) S.I below 3 Lacs: Up to 1% of S.I. IFFCO Tokio Swasthya Kawach Policy: IFFCO Tokio Swasthya Kawach Policy is a floater policy that is available in two variants: Base Plan and Wider Plan. proceed. The first benefit, of course, is that you are protected from the financial impact of medical emergencies. And when it comes to looking after yourself, you can think of health insurance as your ultimate back up plan. Click here to renew. IFFCO Tokio. National Parivar Mediclaim Family Floater 1 to 10 Lakh. Cashless treatment 5000+ network hospitals, Coverage is provided for Ambulance charges, Cover for Critical Illness & Emergency Assistance Services is provided. Find a health insurance plan that's right for you! IFFCO-Tokio is the only insurance company that had health insurance plans with best, substantial and useful benefits. It ensures you have continuous protection against the medical emergencies & rising cost of healthcare today. They provide protection from numerous medical expenses and offer comprehensive coverage. Step 4: Claim SettlementIf the TPA approves your cashless claim request, then the hospital bills will be settled directly as per the policy terms and conditions. The advantage of buying two medical insurance plans is that, if the sum insured of one plan is exhausted, you can turn to the other to cover the remaining costs. Look for premiums that fit your budget. The offers you many benefits such as cover for daycare surgeries, organ transplant cost, in-patient hospitalisation expenses, and vitamins and tonics consistent with the illness. Younger individuals usually enjoy lower premiums and a higher sum insured usually translates to a higher premium. We will be more than happy to guide you through the entire purchase process. A big thanks to iffko tokio, Insurance is the subject matter of solicitationIRDAI registration number: 106, dated 4-12-2000, CIN: U74899DL2000PLC107621© Copyright 2020 IFFCO-Tokio General Insurance Company Limited. A comprehensive health plan for individuals. It offers a wide range of coverage. Also, besides for the premium, you should also look into other costs associated with your policy such as co-insurance & deductible. To understand the tax benefits in detail, see the table below: Deduction under Section 80D of the Income Tax Act, When the policyholder as well as parents are less than 60 years of age, When the policyholder and family members are aged below 60 years with parents aged above 60 years, When the policyholder, family members, and parents are aged above 60 years. Our health insurance plans offer an inflation add-on wherein the sum assured of your plan is increased every year by a certain percentage to keep the rate of inflation in check. Because getting quality care en route to the hospital can be critical and expensive too! What seems like enough today might fall short a few years from now. The huge list at the health insurance company makes it easy to find a good cashless network hospital, thereby eliminating the need of finding one for hours. Every health insurance company has tie-ups with several hospitals where the facility of cashless treatment can be availed. 1-800-103-5499 24*7. 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